Pay suppliers and invoices abroad from your company’s account

Kigar is built company-first, for businesses that pay suppliers, partners and invoices at home and across borders. Individuals are welcome too — the same account handles both, with the right verification for each. You choose a company (PJ) or personal (PF) account at sign-up.

You open a company or individual account entirely from your phone in three guided steps — account type, identity and address — with no branch visit and no paperwork to mail. Brazilian addresses auto-fill from the postal code, and verification documents are typically reviewed within one business day.

Yes. Account opening supports companies headquartered outside Brazil and individuals of any nationality, switching automatically to the right identity document — such as a passport or foreign registration — instead of a local tax ID.

You hold reais and dollars, and can send to bank accounts in dozens of countries across the Americas, Europe and Asia — including the United States, the Eurozone, the United Kingdom, Mexico, Argentina, Chile and China — delivered to the beneficiary in their local currency. Coverage expands over time.

For companies paying an international invoice, Kigar keeps a retrievable transfer record with the sender company, payment purpose, beneficiary, corridor and reference. That documentation can be presented as proof of the settled payment to support customs clearance and the release of imported goods.

Cross-border payments in the Kigar ecosystem are structured so they are not subject to IOF, unlike a traditional bank transfer. The app always shows the fee and total before you confirm.

Every account is identity-verified before it can move money. The app unlocks with Face ID or Touch ID, and every money-out — a PIX send, an international transfer, a bill payment or an external send — is protected by a separate 6-digit transfer password with lockout after repeated wrong attempts.

Kigar is not a bank. Regulated banking, custody and settlement are provided by licensed partners, with institutional custody and full KYC / KYB verification. Kigar is the ecosystem that brings it all together in one app.